iPhone Insurance

iPhone insurance - it's recognised as a necessary part of owning an iPhone - but is it really?

What is your iPhone was lost, stolen or damaged and you had to pay the full price to replace it - how much would it cost and how soon could you get a replacement?

Assuming you have the cash the delay might be the same day or within a fefw days depending on your local store's stock levels.

The cost will be upwards of £350 depending on which model you have. Thhe new iPhone 3G-S will cost you over £500 to buy.

So it would seem that iPhone insurance is indeed a wise move. So what is vital?

The main components you should consider are

* Theft

* Damage

* Specifically water damage cover

Make sure water damage is included because realistically that is one of the major threats to your iPhone.

To locate a decent iPhone insurance provider just Google for "iphone insurance"

But what should be included

 Your iPhone insurance should have theft cover - that is a given.

Over 1.3 MILLION phones are stolen every year - and that number is climbing

You should make sure you have cover in case you simply lose your iPhone. Over 1.6 MILLION phones are lost every year - so it is even more likely that you will lose your iPhone than it being stolen - but make sure your iPhone insurance has cover for both.

The other most important part is cover against accidental damage - such as dropping it and your iPhone breaking.

But here is thhe most important part...

Some iPhone insurance policies do not cover you for water damage. Yet over 1.2 million phones are killed by water damage each and every year!

So these 3 elements are the most important.

Yes, there are other essentials but these 3 - loss, theft and accidental damage including water damage - are the most important parts of your iPhone insurance.